Q: When a community rule and a town or city ordinance conflict, which takes precedence? A: We addressed the issue of priority of governing laws and documents in a recent column, which can be found here: http://bit.ly/15xZuJN Sometimes HOAs have restrictions, rules or regulations that are more restrictive than local ordinances. That does not mean […]

This week’s column was written by David L. Hood III of Hood Hargett & Associates, Inc., an insurance agency based in Charlotte. The first question a person should ask before serving on a homeowners’ association (HOA) board is: “Does the association have a directors and officers (D&O) liability insurance policy in place?” That’s because D&O […]